Yup, it’s that time of the year again. The renewal notice has given me another years NCB but still gone almost 20%. So that’s a NO.
Getting decent quotes on line but when you ring to check details, none of the companies seem to accept covering accessories (well, perhaps £100 quids worth) except those wanting double the quoted premium. Some companies won’t cover the bike at all because I have non standard (Renthal) handlebars and non standard (HEL) brake lines.
Courtesy bike in the event of an accident. Possible, but I have to take out (unnecessary/unwanted) legal protection. Not a big problem at £25 for the year.
Having got all of this sh** sorted out for the two cars without problems and thrown in for pennies, why are bikes such a big issue?
It’s just a fairly boring commute bike and I have got a decently long pedigree with just one theft claim.
Any suggestions where to try?