Which comes first, the bike or insurance?

Help & Advice
1

Forgive me for any possible repetition as I have found some, but I’m in a similar situation to the original poster of this one.

I am on the verge of buying my first bike, but when looking for an online quote (which, as I’ve read, seem to be the best prices) I cannot proceed until I have entered details for a bike - which I don’t have.

I will doubtlessly be buying second-hand, so the advice about dealers in some of the posts in the aforementioned thread doesn’t really help.
So do I try to set up the insurance after buying my bike/ before riding it either at the seller’s location or perhaps by vanning it home (and hoping nothing happens until I’m covered.
Or do/ can I get insurance based on the information (cc, make, model etc) about the type of bike I am interested in?

Aaaagghh! I’m a little confused by this.:blink:

A Varadero looks just right for me, but would it suit a first timer (especially insurance-wise)?
Thanks very much for any help,
G

2

If you have an idea of what bike you want and the year of reg, you should be able to get a quote online.

Tip: goto ebay. Find Bennetts ebay shop and get a quote via that. You get free leather & lid cover and it was £10 cheaper than going straight to the bennets site. Bennets have a few restrictions, like not letting you ride other bikes. Carole Nash is good, more flexible policies. My fella found some cheap companies via compare.com. He’s on a provisional/cbt licence and got me and him on the Kaw lemon 440ltd for £140! Cost me more than that for just me on my bike!

Shop about and take time.

3

Once you`ve agreed what bike you are going to have and have the details you can get insured straight away.

4

As bb said you can get a quote without owning a bike.

I always use to phone em up and say i am thinking of getting said model of bike ands want a rough idea of wot the insurance may be, silly if you buy bike and then cant afford ya insurance.

I now get bike first then insurance after, from a private sale.

5

You can literally ring up and arrange insurrance whilst standing by the bike waiting to hand over the dosh to the seller if you want.

6

Just remember your credit/debit card:)

7

Thank you all very much for your replies and recommendations, I really don’t mean to labour the insurance point (I’ll move on to the leather v. textile discussion soon enough :wink: ).

I just decided to fabricate details for a couple of bikes I would like to go for and got a rough estimate with ebike.

Better than I expected! I’ll have to contact the council (Wandsworth) about installing a floor ring.

Cheers LBrs,
G