http://cars.uk.msn.com/news/top-10-professions-most-likely-to-speed
Cool find…however…
The underlying message in all this is…
“We are analyzing your ****, and numbering you on a scale of risk, so that we can price our premiums accordingly”
Yeah it’s all big brother stuff…
my mate worked for a theatrical company building sets and could not afford insurance for his car - nothing special, a 5-y-old Polo - as his insurance premiums were so high. It turns out that because of the line of work he was in, the insurance companies saw him as a very high risk because there was a chance, in their eyes, that he could give a lift to an actor/actress or a dancer and crash and then they could claim massive amounts of money from his insurance co…
And some! never mention theatre, TV, entertainment in general, even if you declare as non commercial, non commuting makes no difference. next time you do an insurance quote, change you proffesion to actor and see what happens! your mate should have simply said he was a carpenter, it’s true after all.
honestly…
I am never 100% honest when telling insurance companies what I do for a living…dont get it twisted…i never outright lie…just dont walk myself down a deadend.
E.G : I never mention courier company or transport…its always logistics…I never say controller or fleet manager, Its always supervisor/ sales/customer service/call cantre.
None of the above is telling lies, I do work in transport and logistics(logistics), I do answer telephones and take bookings(customer service/sales/call centre) and I Manage a fleet of couriers(supervisor)
anything, transport/travelling a lot/garages/cars/bikes/vans…will push your premium up.
its out of order really…people should be charged according to length of time between RTA’s( i.e no claims bonus ) … not on whether or not the business they are in involves vehicles or anything else of the sort.
Yes, it’s true - If you say you work in film, theatre or tv the insurance co. automatically assume that you are in close contact with the talent and in a worst case scenario you are giving regular pillion rides to the likes of Cameron Diaz (which for me personally would definitely not be a worst case scenario, believe me . . .
) so they charge you loads to protect themselves - however - if you explain to the broker that you are a backroom/technical/craft person who has no personal contact with talent then you can usually get a more normal rate.
1 Operations director
2 Surgeon
3 Sales director
4 MD
5 Chartered surveyor
6 Chief executive
7 Commissioned officer
8 Financial adviser
9 Hospital consultant
10 Barrister
So basically those on a high salary who think they are above the law. This report told me nothing I didn’t know already.
Told me that some tossers I know with points many on their license are under acheivers.
I see my prospective career reached the top 10!
b@ll@x, my job is a combination of 1 and 3…
“Our data shows that professionals in high paid jobs driving fast,
powerful cars are more likely to be caught speeding than the
average family car, or a car with a smaller engine.”
No sh1t sherlock :w00t:
by that logic, why aren’t bike riders caught more than them all?
So that’s why my premiums are so high!!! Think I shall change my job to administrator come renewal time hahahaha
proportionally I expect they are.
And this certainly looks like a bike rider “caught more than them all”…