Way to go MCE for Insurance cover
They beat all the comparison sites on price
They beat all the comparison sites on specification
They then threw in three free months because I was renewing with them. No it wasn’t one of those skanky deals where you pay for 9 months cover and get 12, it was the proper job deal where you pay for 12 months cover and get 15 
The real deal was done, fairly swiftly, over the phone with MCE
im with MCE im happy with their deals and service 
yeah I did the same deal… only thing is they lied through their teeth until I got to the right quote… even told me lies about recent government legislation.
Still, there are numpties and hacks in most companies.
Also they did me a solid by phoning me to try and sell me NCB protection. That was supposed to have been added at time of taking the call and I hadn’t spotted it in the paperwork! Needless to say it got added for free 
i was impressed with mce their legal cover was good and i got a courtesy scooter when i had an off and all was paid for by the other persons insurance managed to win me a 1K compo so cant complain about them and they kept me regularly updated with the situation and etc.
I got the same deal with MCE.
Only insurance company that does multibike policy, and at my age, allows me to ride any bike so long as it in insured.
As a 5 bike couple, me and Cheeky really appreciate being able to swap bikes on long journeys and simply being able to move your partners bike when it needs moving.
Never had to claim, touch wood, so not sure what they are like when that happens, hoping I will never find out.
Kaos, what do you mean ‘at your age’? We aren’t that different aged, surely, and I remember CIA and ebike both allowed multibike with the option to ride other bikes…
i switched from mce, i thought their prices were good but service was shite. never ever sent me a certificate even tho i kept asking for it and i found it hard to get them on the phone. they even picked up the phone and put it straight back down on me once. rude bastards wont do that to me again!
Ebike don’t offer the option to ride other bikes any more, and MCE, from what I was told, only offer it to people over a certain age.
I guess I’m over that certain age
@ Tim - MCE also never sent me a certificate last year but this was easily sorted over the phone. They did ask that I pay £32.00 for it but I firmly declined, accepted their apologies on the matter and received the necessary ‘paperwork’ through my In Box the next day. A little glitch in their systems I thought. This years paperwork came via my In Box without prompting.
On the multi bike policy front, they did offer that option on the little Honda, for just £80 too. Assuming that would have been on the same 15 month deal that calculates down to just £5.6s.0d per month, I’ve not had insurance that cheap since pre Valentines Day '71
Oh that’s interesting… I never noticed that with ebike when I got quotes. Because I had a policy with them the first year I started riding, I assumed it still applied. Good tip to know! 
Note - for riding other motorcycles, you need this clause to be included on your Certificate of Insurance
Note too the finer detail and exclusions contained within the Policy Schedule
churchill = £108 for the year (£2.07 per week) pillion included, ride other bikes included, certificate sent the next day and they answer the phone promptly. OH YES!!!
I think you should check that (ride other bikes included) since I just checked Churchill’s policy documents (online) as I am always looking for alternatives to MCE, and this is what they say:
To paraphrase the rather cumbersome language…you are insured on your motorcycle and:
“any other motorbike ridden by you in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man which does not belong to you or is not hired to you under a hire purchase or leasing agreement, provided that:
– your current certificate of motor insurance indicates that you can ride such motorbike;
– there is a current and valid policy of insurance in force for the motorbike being ridden under this section; and
– it is not a motorbike which has been seized by, or on behalf of, any government or public or local authority;”
It is that first line that I have bolded and italicised which concerns me, firstly the grammar is terrible, but more importantly, well what does that mean? It isn’t your licence, which might make sense to stop you riding a 600 on a 125 licence.
So I don’t know what that sentence means, it appears to me to mean that your certificate of insurance must cover you to ride that motorcycle, whether you own it or not.
Which would not be the same as having insurance to ride any other motorcycle, so long as that motorcycle conforms with the requirements (ie insurance and not impounded by the police).
Edited to add: At best, I think that can be read to mean that you can ride any other motorcycle, up to the CC limit of the motorcycles that you are currently insured on…wouldn’t help me as my largest bike is an 1100 and Cheeky has a 1400, but it certainly isn’t clear that it means that, it isn’t clear what it means. On the basis of the previous sentence, it may mean the insurance group, if you are insured to group 4 you can’t ride anything in group 5 or above. I honestly don’t know on this one, be nice if you could ring them and find out just what the hell that means.
They’re all pretty much standard clauses
It means your Certificate of Insurance must contain the clause/endorsement ‘The insured may also drive a motorcycle not belonging to them and not hired to them under a hire purchase agreement’.
But also check other exclusions which will be outlined in your Policy Schedule Documents
Kaos - Carole Nash also offers multibike policy, and TP on other bikes…
