My name is Nicola and until last week I was the proud owner and rider of a beautiful white ER-6N - she was my pride and joy!
Last week I was ploughed into from my left hand side on a small street by a guy coming out of the pub car park who didn’t bother looking in the direction he was driving as he ‘was turning right and had to keep an eye on oncoming traffic’.
I was riding slowly alongside standing traffic (max 20mph), on the right of the cars but still in my lane so I wasn’t undertaking. I saw him standing in between the cars at a 90 degree angle so slowed right down and revved my engine to let him know I was there.
As he was not moving I started to slowly ride past him but he put his foot on the accelerator and hit my crash bung side on, resulting in my sliding forwards and dropping the bike which slid down the road on its side with me next to it.
He got a small dent on his bumper. My bike was hit side on, saving my leg but denting my frame making it a write off. Needless to say I’m heartbroken and my RPHA-10 needs replacing.
I love my bike dearly and have been riding it safely for the last 1.5 years in Central London as I was living in Camden until last week. I am a very careful driver and would never do anything to harm myself or my bike, which until last week was pristine and my pride and joy.
My insurer (CIA) are now “advising me to adjust my expectations” as they believe the other insurer will argue to split the blame 50-50 as I “was filtering and therefore knowingly engaging in a hazardous activity” (even at less than 10mph?). I have three witnesses but am not allowed to find out what they said.
I have never had an accident before (not even a speeding ticket!) so I need advice from more experienced people. I need to fill in a detailed accident report so it would be good to know what I need to write.