Went into Infinity Motorcycles in Clapham and signed up for a Yamaha FZ6S, Black, lovely bike… just can’t stand the tube anymore and the 0% interest is a no brainer… let my heart rule my head…
Last insurance quote I had was after my SV was stolen and was for a new Bandit from Metroplolis so I thought it would be the same(ish) £700 fully comp. I balked at that a bit at the time, thieving scum have got a lot to answer for.
Been surfing around for a few quotes on the Fazer this afternoon, Performance Direct, Devitt and H&R all quoted over £3,000!!! ebike want £1,300.
Sh1T!!! What am I gonna do, I can’t pay that much!
Can you guys recommend any cheaper insurers? I really don’t want to have to go back tomorrow and cancel
I found Carol Nash and Bennetts to be the cheapest for my bike this year…but you could try Yamaha Insurance Services on 08700 747374 or visit www.yamahainsurance.co.uk
Congrats on the purchase, though bummer on the insurance! Though that’s what they do, you claim, they fleece you for the next few years to recoup their losses. It’s a kind of loan really.
Try insuring it outside of London, i.e. family address, it makes a huge difference. Also, most insurers will offer the premium to be paid by credit, i.e. monthly.
STOP - DON’T GO BY INTERNET - OVER THE PHONE THEY CAN OFFER BETTER DEALS - if you notice most insurance companies call you on your mobile(daytime number) within a few hours of doing your online quote to reduce the premium - all because you dont have as many options on the net as the staff i.e I have more then 3 security items for my bike - but most online quotes only let you give 3options!!! can save you lots of money!
Thanks again all… looks like I’ll be bashing the phone a bit tomorrow while I’m supposed to be working… makes a change from surfing t’internet!
I’m hyper paranoid about this one getting stolen so rather than getting a (pointless) alarm will be investing in some serious chain and a r*** a****! but there’s no way I think I’ll ever be able to relax.
If this one was the first I’d go for your Idea Jay but what’s the score with insuring it at my Mums in the leafy West Country and keeping it (on the street) in london where the last two have gone from… and worst case scenario it goes AWOL again. I don’t want to have it nicked then they void the insurance if they decide to do a bit of digging.
Would I have to declare that I commute every day or could I put a secondary parking on that I occasionally-all-the-time park it?
Insewerants scum Mate, I bought an FZ6S brand new couple years ago and I was shocked at the insewerance premium. Once it was a year old, the premium halved. Literally.
Boys and Girls, I’d be very wary of talking out loud about insuring bikes and not using your address that you live at. It could get you in bother if some people read this.
Don’t want to sound like a wet blanket but insuring at your parent’s address can backfire badly.
For instance - bike gets nicked outside your London address.
You put in claim for £6000 ( or whatever )
Nice insurance adjuster comes round and asks you why your bike was sitting overnight in a London street.
You come up with the old ‘visiting a friend’ line
Nice insurance adjuster aks you for proof you are living at your parents address ( bills, tax forms, bank account details )
Nice insurance adjuster smells rat - refuses to pay anything and threatens you with a fraud charge if you continue with your claim.
Result? You loose bike, compensation and if you’re unlucky - you get done for insurance fraud.
Insurance is a business - they employ an army of assesors and loss adjusters so they don’t have to pay out thousands and get to keep the premiums anyway… it’s up to you.
Mate, I bought an FZ6S brand new couple years ago and I was shocked at the insewerance premium. Once it was a year old, the premium halved. Literally.