Question for T.C. et al;
Someone took a little nibble out of me this morning. Just after A2 goes down to 50 London bound by the Black Prince near Bexley.
The lady and I got on fine, she was quite shaken up but actually we both got away from it reasonably well.
My belief is that she indicated as she moved from the outside lane into the middle lane. I hit her nearside front wheel arch but luckily I decided to come off the brakes and swerve with her at the last moment so that I didn’t launch over her bonnet and managed to stay on it and end up in the middle lane the right way up.
A van driver was very quick to scribble down his number and give it to me as a witness for insurance as having watched it he believed it to be her fault but the three of us aren’t insurance experts of course. EDIT: Van drive has got back to me and agrees that he never saw her indicate
It was pretty clear that the lady and I wouldn’t agree on fault there and then, and so I gently suggested we leave that for the insurance companies as it wasn’t worth us falling out over and she agreed. Given the rashing to my fairing and the scrape to her wheel arch and her broken wing mirror ( I think I hit that with my elbow) I don’t think this is going to be done off-insurance and I don’t really want to have to bodge the bike clean again if this isn’t my fault legally.
Speaking as an experienced motorcyclist and detail irrelevant I think to the insurance question; I should have done better on this one in that perhaps I could have been going a bit slower. She really caught me out on this one as there wasn’t actually a gap for her to move into so I’ll be honest it was the last thing I was expecting. Given the low sun at the time, it would be unreasonable of me to expect her to have seen me coming, and I don’t often miss much but I do see it as plausible that I could have missed her indicator in the glare.
The question is, given the information I’ve provided and on everyone’s knowledge of precedent with filtering dings, is this going to be a 50/50 or her fault?
Thanks all in advance