Not that I have my second bike yet but given the distance riding I want to do it’s unlikely that it’ll be something it makes sense to use every day around town. So … anyone got any tips for this? I’ve heard of people being able to stick a second bike on the insurance for an existing one or some such and that seemed very cheap.
Anyone know much about this?
What kind of bike are you getting that won’t be much good around town ?
I got a second bike in March this year and my existing insurance company quoted me double to what I was already paying and I had moved out of London which I thought would bring down the quote. :w00t:
Ended up going to EBike and the price I was paying for one bike in London I ended up getting both bikes insured outside of London, so very impressed. Not sure what they are like as an insurer as I have not had to claim to date (thank gosh).
I just stuck my new ER-6F on my exisiting insurance - Phoned up , said I want to add a new bike to the policy and gave them the details. No hassle and pretty cheap.
My insurance policy let`s me have up to 5 bikes on the same policy for no extra money, but you have to be an I.A.M member to get that.
No harm in asking your insurer before you buy the new bike…they should give you a quote over the phone for adding it to your existing insurance. If you still haven’t decided which bike you want and have several bikes in mind then ask about all of them- it might even influence what you decide to buy. 
Bennets have a multiple bike policy - do a fairly good deal
Ask your current insurers how much it would cost to add a second bike… chances are it will be shedloads… then do an internet bike insurance search independently and betcha you’ll get a deal. My Ninja costs just under £400 a year fully comp, and the commuter Bandit £140 fully comp. 2 completely different insurance companies. Good luck Q
Some will do multibike policies and some will try and find you a good deal for each bike individually. I pay approx. £230 a year TPFT for both my bikes, with my ZX as my “first bike” and my CBF as my second, but they are still two separate policies. The policy for the CBF is about £80. It’s worth trying your current insurer first and if that doesn’t work out, shop around. Don’t just look at brokers that will do multibike policies, tho, as you’d be unnecessarily limiting yourself.
