Cat D write off - whats the scoop?

I have found a bike I am quite interested in from a dealer.

It is almost brand new, apparently got knocked over in a car park has a small dent in the tank and a scuff on the mirror. Because it was so new the owner refused repairs and therefore it is a Cat D write off apparently.

It is priced probably £800-£1000 less than an equivalent bike so seems like a bit of a bargain to me, especially because I do big mileage on my bikes.

I’ve never bought a write off bike and my question is are there any pitfalls with buying one? Insurance problems etc?

Do an HPI check to make sure it’s a cat D and not C.

Only thing it will effect on insurance is pay out if it get’s nicked or totaled as they will try to drive the pay out price even lower that the £800-1000 you’ll be saving.

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