I’m looking at a damaged bike, and is an insurance write off, if I do a check on it will it tell me what category the write off is.
and also can someone give me the levels as well.
for example I know D is like cosmetically written off kinda thing
I’m looking at a damaged bike, and is an insurance write off, if I do a check on it will it tell me what category the write off is.
and also can someone give me the levels as well.
for example I know D is like cosmetically written off kinda thing
An explanation of the categories of write-off are listed below:
Category A A vehicle which should have been totally crushed, including all its spare parts. Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road. Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category F A vehicle damaged by fire, which the insurer has decided not to repair. Theft These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently.
Sorry that was for cars. Below is for Bikes.
Category A - Vehicle must be crushed. All of it. Category B - Bike may not be returned to road. Parts may be sold. Category C - Repairable. Possibly structural damage. Cost of damage (at main dealer prices and labour rates) is more than book value of bike. Category D - Repairable. Probably non-structural damage. May have been economic to repair, but insurer doesn’t want to. Category F - Damaged by fire. Category X - Repairable. Minor Damage.
If you get an HPI done for the bike in question then yes it should tell you the category for which it was written off.