protected ncb & theft

when you have protected no claims bonus does it cover theft as well?

it means you can make a certain number of claims before you lose the “no claims discount” that should include theft.
but it only protects the discount, so if your no claims bonus is worth 30%, & you make a claim, they can load your premium & then give you your 30% off the higher amount…

so whats the point? :doze: