We all know how much risk we put ourselves at as bikers and I’m thinking I need to take out some kind of insurance policy to cover my income if I was to have a bad off and be out of work for any length of time.
Do any of you guys have such a policy? If so, who is it with, what does it cover you for and is it expensive?
CICA you choose what parts you want and pay accordingly, I’ll find the details it’s on my desk here somewhere with our policy. They do it for all sorts of high risk sports, couriers etc.
Yep, covered by CICA myself, never had to claim yet though. Know people who have, all fine. Many club racers are covered by them.
http://www.combinedinsurance.co.uk/
We’ve had it for over 10 yrs, Paul was covered when he did his motocross and we had a few claims. They pay out, paperwork is done with ease.
We pay a hefty sum as Mark’s got big cover due to his job and being self employed.
cheers Ang, I’ll take a look 
I have a wife. Hopefully she will support me if I can’t work! Annual premiums are feckin expensive though:)
I spoke to CICA today and they don’t have a poilcy for what I need as I’m fully employed. They offered me a policy that would give a maximum of £700pm in the case of accident and a maximum if £900pm, in the case of illness. I need to insure much more than that to make sure that my bills are covered if I can’t work!
I’ve asked my mortgage broker at work get some quotes for me so will see what he comes up with and let you know.
You should be able to add as an option on your bike insurance. Ask them, not sure how much it would cover though.
