I’ve just renewed my MCE policy and was told I’m covered
fully comp for as many track days as I want for no extra
charge, it’s included in their fully comp cover 
There is an increase in the excess, for claims made while
doing a trackday, sorry can’t remember how much, and
you do have to inform them before doing a track day,
i’ll have full details when the policy docs arrive.
^
its 50% excess,nice of them to offer it but not a great deal ,in my opinion it would be cheaper to repair the bike yourself.
That obviously depends on the value of your bike and how much damage you do 
Last time I crashed my own bike on a track day I wrote it off uninsured 
Now I’ve got a newer R6 I’d buy specific tack day insurance, that’s
usually about £90 / day and there’s still an excess.
So the the way I see it is… the MCE deal saves me about £90 / day for track days.
