Well, I have had my first fall of my bike…I guess lack of experience and all that…I was filtering through light traffic on Tuesday evening just gone and a fox darted accross the road from left to right… I swerved to the left and found myself coming towards the pavement and the car in front (seemed to happen so fast)… I put on the FRONT BRAKES HARD, the wheel locked and the bike skidded away under me (the road was a bit wet) which I guess was lucky and I think I would have gone over the handlebars.Thank the big boss above that I had my protective clothing on at the time… was only on my back from Tooting to Sutton… other wise I would have been in jeans and leather jacket…I was doing a “SUPERMAN” for about 5 yards down the road… (But not so “SUPER”)
:crying: :crying: :crying: :crying: :crying: :crying: :crying: :crying: :crying: :crying: :crying: :crying: I am looking for some advise please…INSURANCE Bike is insured for £1000 and my Compulsary Excess £300 I called Hastings Direct (thats who the bike is insured with) and they said that they would probably look at the Reg and the Milage (42,000 ish) and probably write it offThey would look at GLASS’S GUIDE and lets say £1000 (for calculations sake), would then pay me £700 (price guide - excess) Looking at parts/paint…£400-£500 I could give them a quote and they would max pay 60% of price max else write it off…Would my clothes be covered too…I guess not as there is no 3rd party to claim… unless the fox is a sly one and has tonnes of cash stored awayWhat is best to do… never been in a situation like this (bike/car/van/lorry)…drive them all… THANKS
AMIT…
Sorry to hear of your off, but glad you’re ok. ABS works wonders in situations like this. Mine has paid for itself several times over.
Is it worth the rigmarole of going through your insurance (higher premiums, getting your bike written off etc etc) when all that appears to need doing is getting a replacement fairing, which should be easy enough to obtain eg via Ebay - or even repair it as suggested above? The textiles should be repairable (pm Wasp on this site), and that exhaust seems fine.
You will be paying higher premiums for years (as many as five) on cars and bikes. For a £1000 bike you should have gone for £100 excess or 100% excess!
If you don’t have no-claims protection, it will cost you even more.
Clothing will be covered if you took out optional clothing and equipment cover.
A scampering fox is quite a respectable reason for your first off- at least you won’t be castigated on here for not anticipating it 3 blocks before ;)-
+1 to eezyrider and guiliano’s advice re: insurance
I’ve a fairing for that bike in purple you can have for £50? it’s got a broken lug for the top panel on the right. or new ones unsprayed are £140 on ebay.
You might as well take me groovy’s £50 fairing and take it down to conrad b. I’ve seen images of his spraying on LB and it looks pretty neat. You can also have a laugh doing it and meet another LBer. Whatever you do don’t claim off insurance. You’ll pay a lot more over the years than they will pay out.
Do a bike safe course. One thing they drummed into me is that if you come head to head with wild life run it over as theres more of a chance you’ll come out of it better. Cruel I know but oh well.
It’s about time the govermnent made them get tax, insurance & pay road tax…
For the sake of £400 it’s probably not worth getting insurance involved - especially if you already have a few years no claims bonus. Mine’s up for renewal this month and the extra year of no claims has really made a difference, without the NCD it would be stoopid expensive, even on a nothing special bike.
aw mate, bad luck there. i`m glad you are ok and your bike will soon be fixed if the replies on here are anything to go by. you got a great story to tell people now as well and i love animals so you are my hero for not biffing old foxy.
That’s rotten luck man. I’d look at fixing it yourself or getting Ricky on here to fix it, or take it to OMC. I wouldn’t bother with Insurance as it’s hardly worth your while considering the value of the bike.
