Is this correct?

Called up my insurers adrianflux they said because ive resprayed my bike its a mod and they will only replace as standard so say i have an off will they replace the parts to silver? As that is the standard colour even though on the log book it says red.

Can i say the red is standard plastics and save on the 100 more they are charging for a modification?

Er yes ;)Lol :DLog book says its red then its red…Simples

If you specifically pay extra you will be covered for declared mods, but not all insurers will do it, and it can be expensive.