First Merry Christmas everybody and a Happy new year to you all.
Question, can someone tell me if your bike been written off IE: like my VFR800 which will cost £3350 insurance wise to put right and its worth a lot less!! But I’ve been told once the insurance sorted out and the car driver insurance pays out, I’ve been told I can keep the bike and it would cost about £1500 to get on the road. What do I do regarding that side of it. What forms do I have to fill out etc?
Your insurance company will contact the other persons insurance company (take it they were at fault?). If the other driver is at fault his insurance company will assess the damage to your bike…they have to renew the damaged parts and so this means it’ll be all new fairing etc.
The value of all of these parts and the labour will more than likely out way the value of the bike, hence why they’ll write it off. The other persons insurance company will then make you an offer to replace your bike…don’t accept the first offer if you feel its below the book value of your bike. Once you’ve agreed an offer you can buy your old bike back as this will be better for the insurance company…what you do with the bike is up to you…but as you say, you can get it repaired for a lot less than they would.
As your bike will be officially written off you will need to re-MOT it so that the ‘scrapped marker’ is taken off…if DVLA have already been advised by the insurance company. It will still show up as extensive damage on HPI but at least you’ll have an MOT and Certificate to prove it is road worthy.
If you were at fault the same applies, but your policy will be more expensive because you’ve made a claim.
Hope this helps.
nuff said. way to go jools lol… 
blimey tony when did that happen mate ? hope you get it sorted out, pretty much a jools says it will be marked on logbook as damage repaired but if your gonna keep it its not a major issue only if you wanna re-sell it 
Just an addition.
Write off’s have 6 categories. A, B, C, D, F & Theft
Category A
A vehicle which should have been totally crushed, including all its spare parts.
Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road.
Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road.
Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road.
Category F A vehicle damaged by fire, which the insurer has decided not to repair.
Theft These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently.
The last 4 can be taken back on the road but a Cat C against the bike will reduce it’s value a lot when it comes to re-sale. a Cat D & F will still effect the value but not to such an extent.
Cat C’s also require a VIC (vehicle identity check) before the DVLA will release the V5.
For any bike that has a Cat mark against it you can get a check done by VOSA that looks at frame and fork alignment etc it will make the re-sale value higher and easier to sell but it cost a lot.
Well said buttonmonkey.
All the info we’ve told you about can be found on the DVLA site m8! 
Thank you all for your replies it is all very helpful. As the car driver decided to change lane with out looking and in the process knocking me over! 
So I hope that the insurance will be sorted out soon! I think it would be a Category D.
