I love a good insurance thread.
So I got £350 fully comprehensive for an 09 CBR600RR parked in a gated compound.
The excess was huge, £1,075, however, looking at the other quotes I had they had a higher premium and lower excess, combined was always about £1K so I went with MCE and I’ll try to stay on. (Touch wood). It also includes track day insurance and up to 10K miles which is nice.
There was a note on another forum that, “no one pays the excess anyway.” Meaning that in an at fault accident where no one else was involved and you didn’t damage anything else you’ll just eat the cost of the damage to save your premium which is typically true.
I upgraded to European Breakdown and recovery for an extra £70 so that’s £420 all in. Not my best year. I had about £300 with Principal when I had a garage but still not bad going. 1st year ever on the bike was over a grand.