I don’t have any of those things that make insurance a high risk. I have a group B postcode, I ride an old low value less desirable to thieves bike, its kept in a garage, I don’t commute, I don’t use it for business, I don’t ride during peak hours, I now ride less than 10,000 miles per year, I have a clean driving licence (in bold because its the first time in almost half a century I’ve had no endorsements on my licence). I don’t have ride other bikes option, legal cover, breakdown, NCB protection or any other premium add ons. My fully comprehensive premium has come in at under £100 per year for the last 5 years.
Did I mention I don’t have any endorsements on my licence?
Link to check your postcode group http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html