Thats a lovely post thank you slow-ride. In fact everybody who has posted has been helpful and kind, thank you.
For me it is the unfairness and the greed of it all, literally if they had quoted me £2,000 or even the same as last year £2,100 I probably wouldn’t have blinked I would have dutifully paid, I like the company [Bennets] I have a certain level of trust (unearned or not) in it, and (yes I know I know) I prefer loyalty over anything else.
With that in mind they broke my trust, they were greedy they asked for £2,500 and my brain can not grasp the logic in losing a customer who is paying (and has paid) a metric ***tonne of money, taking into account risk of a proven track record, a tonne of security, consiencious of always making sure everything is secure, someone who understands the risk, where is the logic? £2000 would represent how many outside london bikers taking up their insurance V the risk which is as mitigated as it possibly can be? How does it make any sense.
And it caught me in a valunerable moment which was unfortunate.
I would love to move outside London, I loathe it with a passion, but my job would rather people quit than transfered and it took me 8 years to get this job so I am not ready to leave it, and the fairly elderly parents who I tend to keep on the rails and if I am honest really honest, I like were I am living now. This being said… I am looking.
I have gone with MCE, no choice really apart from one other company who quoted 7.7k MCE were the ONLY company to quote me, Bennets, BMW etcetc all did not (theres some irony for you, BMW happy to sell you a bike, won’t insure you - brilliant). I am sure if I had phoned up each of these Companies I might have managed to get quotes (I got a 5k from Carol Nash last year on the phone) but it seemed like a hopeless task which would not be good for my well-being right now.
MCE had a lovely lady on the phone who was easy to talk to so that helps, the excess is £2000 (yowser) but the premium is (cough) only £905 I know for the majority of you that is still massively excessive but for me thats a serious decrease. I still have fully comprehensive, SDPC and B1 and for the first time no-claims protection.
So in the grand scheme of things Bennets greed lead to a massive drop in my insurance and a bunch of nice people were kind - I’m going to call it a win.
It seems to have knocked my confidence a bit (A LOT lets be honest) I’ve not got back on the bike yet, I’ll have to on Tuesday so it should be okay. So this too shall pass.
Thank you all very much for allowing me to vent.