insurance in london...

ok, i know its been said a million times, but was just wondering, if many people are in london, but theyre insurance is actually registered elsewhere, maybe parents house etc?

feel free to pm me anyone who doesnt want to post up…lol

and what happens if you have an accident, or have to claim of the insurance? do they have to visit ur address, inspect bike etc etc?

Is it justified to say you were visiting people?

or what other ways do you have of saving money living in london? (i looked at the insurance website thingie, but nothing in london is better than a group D

i got no doubt this is done a lot, but i would say have your licence in the same address etc and obviously where the bike is registered.

thats a good idea actually.

im always moving around, so never realy class where im staying as ‘home’ until i get my own place, home is where the parents are. Everytime i move i have to get licence, log books etc etc changed, maybe every 6mths or so!

and be registered to vote there, and have all your bank statements/bills etc sent there, and don’t register any utility bills in your name to your London address - unless of course you have two residences, and can prove it to the insurance company when you make a claim, and obviously you’re parents neighbours won’t ever tell the insurance assessor that they haven’t seen you since you were 16 :smiley:

my credit card bills go to my parents address, i told my ma to send back everytime they come lol

I know a couple of people that use their folks address to save money. Sadly my parents live in London as well.

The problem then starts if you’re caught out. It isn’t then a road traffic offence, it’s classed as fraud and you’ll get to visit a custody suite !

Not worth the risk.

indeed its tempting, id maybe pay 150 quid full comp out of town and its 350 in town.

but keeping it legit is less hassle in the long run and worth the extra few quid for peace of mind…

F**k all this ‘but you’d be breaking the law’ ****** from the online rozzers here, that’s certainly not gonna stop you if you’re thinking about it, what you should be thinking about is that if you’re bike is written off and they find out you will get nowt:w00t: Don’t do it mate, you’re effectively gambling the cost of your bike against a couple of hundred quid saving.

shando

I definatly agreee and anyway I live in the heart of london and pay £290 for my Gsxr 600 and feel this is cool…I could save a few quid if I registered at my sisters in essex but you have to change your license and registration details and I cant be arsed… :PFor the person asking how old are you, How many no claims, Where do you live??? Joey

Oh Im 25, Nearly 26 (:D) with 3 years NCB.

Joey

Glad you agree but not too sure of your reasoning for it.
Yep, if the insurance company found out someone had done this then yep, they wouldn’t get a a penny back and of course, that would be bad.
I only stated what I did to let peeps know that if anyone risked that and they got caught then it would mean a criminal record (if they didn’t have one already) and I’m sure I don’t need to say how a criminal record with a dishonesty offence (thats what fraud is) would affect any future prospects regarding work and other things etc etc.Only trying to be helpful but if you feel that my friendly advice - thats all it was - is ****** (whatever that was), then just ignore it.

Easy tiger, lets face it, if he’s even considering doing such a thing then anyone telling him that he’s breaking the law isn’t going to change his mind is it? Likewise with speeding popping wheelies etc, we all know it’s illegal but we all do it, and anyone, cop or not who claims they have never broken any laws is a complete liar. My 2 bobs worth over.

shando (breakin the law breakin the law;))

whos gona tell the old bill anyway trojan?

lol

nah, im not stupid, just needa try and find a place with a garage! :crazy:

aint seen u out in a while matey, how u doing anyway?

Lol, I’m easy.
Just putting my point across. :cool:The thing is most peeps have a line that they won’t cross and some just don’t realise that what may seem like something minor like giving a different address to an insurer is actually something pretty major when it comes to the law.No matter, we both agree anyway to not do it !!Trojan (enforcin the law enforcin the law) :stuck_out_tongue:

Also, all the people who are lying to their insurance are bumping up the premiums for those who tell the truth.

I mean, life’s expensive. Should I go and mug someone?

I register the bike / car at the location it will spend most of its time. As a student this meant that with weekends and long holidays this genuinely was my parents’ address :slight_smile:

Student… spend most of time in… Shouldn’t you have registered it at the boozers then?:wink:

shando