I’ve finally come to the opinion that a litre sports bike might not be the best road bike after all (I know, what a shock piece of news)
I mostly blame Rixxy for this and his shiny Monster (I should perhaps rephrase that…)
anyway, decided on a streetfighter 848 and have set about quotes. The conversations have ranged from the amusing, to the ‘how do you feed yourself you muppet’. I just now had a girl telling me I cant get quotes for a new bike because I dont have a chassis number. ‘oh really, so you can only buy 2nd hand vehicles in the uk then?’. Spoke to the manager, she was a dumbass.
Anyway, what is properly fun is my car was stolen last year in the spate of BMW thefts where they discovered a way round the security system. Partly BMW’s fault, partly EU law in allowing ‘independents’ access to purchasing key programming units. Either way, my NCB from my car (10+ years) is deemed irrelevant, but the claim and its ‘substantial’ value is playing havoc with my ability to get insurance
- of course its ‘high relative value’, its a car. Its still not that much compared to the value of the cars around the area
- what the chuff does the car have to do with the bikes, not to mention i’m already paying through the nose on the insurance for it
- if it weren’t for the car theft the premium quoted would be HALF. I’m 35, have 5 years ncb on bikes, over 10 on cars
- my current insurer has insured my bikes at my address for years, so that should factor into the risk surely
- i’m changing from an r1 which i know is much higher theft risk (although admittedly is worth less)
- they are a bunch of 'holes…
so in short not sure if the bike change is gonna happen. thought i’d vent
if anyone has any bright ideas I’d welcome them