Back in august I was on the way to work and had an incident here->
https://maps.google.co.uk/maps?q=rose+hill+roundabout+sutton&hl=en&sll=51.3844,-0.190318&sspn=0.013954,0.013797&t=h&hnear=Rose+Hill+Roundabout,+Sutton,+Greater+London,+United+Kingdom&z=17
An older lady in a new car was on the inside lane and indicating left as if she wished to go to bishopsford road heading for mitcham …
I was moving as I came to the lights (which JUST turned green) …she had only just pulled away … so had the momentum to filter past her and head north to work.
However she was indicating left but she ACTUALLY wanted to go all the way round the roundabout and head for St Helier hospital
Her bumper/car hit my tyre and I tried to keep upright but hit the deck … bit bruised and grazed elbow so my textile kit took some damage …the top box and hand gaurds protected some of the but was still a fair bit of damage.
Her car was stuck with a dodgy bumper …a mate from the TRF came by and helped me … bike was rideable (small oil leak).
Luckily I had the footage on my helmet camera (contour HD)
In the aftermath I pointed at her still blinking left indicator and asking why she was indicating…(especially to the white van man witness who thought it was my fault) !
Using the helmet cam evidence I later went through it with a police mate and the highway code and we did a detailed document showing where (based on the helmet cam and the road layout) … where the fault lay.
Even with all this it looks like my insurance co want the easy way out and dont want to go to court !
The vehicles have been repaired … there were no injuries.
I have written back to say that I totally refute any fault on my part and tho my bike was repaired my kit was damaged and remains unsettled and I have paid our my excess that I need back from her insurance to clear my name.
Any advice …on how to defend yourself from your own insurance company and sensible next steps ?
