My gal was getting quotes other day for her 125, some of them quoted £1400, another would only give her third party (not even fire and theft) and she was basically told cause its london, its very expensive.
With Barro and others having their bikes nicked, it begs the question is it safe to have a sports bike in london, and even if y ou pay an absolute fortune to insure them, is it even worth it as u never get it all back?
When i got my first bike(RS125 brand new out the showroom) i was getting quotes of about the same - try the small firms i got TPFT for 600 a year - from Test Valley ins Brokers, they use the NIG scheme! Very good service from them aswell! (and don’t do ONLINE quotes their over the top)
But yes it is worth having a sports bike in london - Cos they are FUN FUN FUN
Although you may have try ebiker, I have had 3 thefts in 4 years and they charged me a VERY reasonable £380 per year fully comp in SE London. OK, I am an old git bit it was still bloody good.
the insurance on my 125 when i first started riding was £800 fully comp… i also got quotes of £1500 and up… one year on and both bikes were quoted for £800
a plan would be to put the bike on your name, then list your girlfriend as a rider on that bike… could bring the insurance down some…
Try calling as many insurers as possible - the price will come down eventually! Also, if you’re worried about theft it may be worth investing in a ground anchor and sturdy chain, since they’ve got to get through this before they can get the bike into a van, etc
As said above mate … as many calls as possible (though do make sure you give ebike a go - heard nothing but good things about them). Be prepared for it to be pricey though.
I’m 33 with a brand new CBR600F in inner SE London, 1 years NCB, discount as it’s garaged, discount due to work and I’m still paying £960 fully comp.
My little scooter I had before was £400 fully comp.
daytona 675 (new)
daytona 955i (2003)
garaged.
no alarm.
no immobs.
datattagged.
5 yrs ncb.
crowthorne (reading) area.
protected no claims.
class1 business use too.
full uk recovery.
full legal to 1 million.
£260, for the lot.
IAM policy, they have just teamed up with Adelaide…
handy, this IAM advanced training. oh… and living just outside the smoke.
Also if you have a TRACKER fitted, then if it is nicked, you got a better chance of getting it back! Speak to Charly, I think he can do discount for LB members. Or PM me or Sean for more details x
Guys, in threads like these, please do not mention what security (if any) you have on your bikes and where they are parked. A few months ago, there was a suggestion that riders of certain targeted bikes were followed home from the Ace, and bike thieves are bound to be logged on the bike sites, too. Don’t make it easy for them to find your bike and take it.
I rang lots of different companies and each one quoted about £100-£150 lower than the previous one had, until eventually they wouldn’t go any lower, damn! Bennetts and Motorcycle Direct gave me the best quotes for my 125.
Cheers Andrew, In fact the company have seen of all other competitors and i have the bike, the car and household insurance with them and they beat everyone else off my miles and with exactly the same if not better excesses