I don’t understand the incentive of these speed awareness courses. Surely you have to declare the conviction regardless of which option you choose. In which case, if the insurers are going to hike the premium they’ll do it anyway, whether you actually receive points or not. No?
The cost is £85 or up to £95 if at a centre remote from the constbulary where the offence took place. Well worth it if you think the alternative is a £60 fine plus FIVE years of increased insurance premiums. And, you still have three points in reserve. Oh, and we might learn something during the four hours in the classsroom.
I understand that not having points is probably a better option but do insurers still expect you to declare the conviction for the next 5 years whether you’re given points or not? If so, you’ll still end up with 5 years worth of increased premiums.
When I got stung in the van (going through Limehouse tunnel at 4am on a Sunday morning! ) doing 37 in the 30 I was offered a speed awareness course.
It cost 90 quid, but it meant there was no points on my license so nothing to declare.
See, when I get a quote I’m always asked if I’ve had any motoring convictions, not if I have any points on my licence, so in this scenario I’d have to say yes. Unless opting for the course means that you aren’t technically convicted of an offence.
Insurers only want to know what you did so they can calculate the risks involved in insuring you. To them whether you took a speed awareness course of were given points has no bearing on anything (unless they give you a discount for being a better driver because of the course :P)
yeah this reduction to 20 in so many areas is just feckin laughable…
the whole speed thing is dubious… but then its indicative of the whole Brit ethos
In germany, you have to be educated til you puke, then you can drive with no speed limit.
In england you have to learn the bare minimum, then they make you drive at 20 cos they don’t trust you…
IS THE PROBLEM WITH THAT WHOLE PHILOSOPHY NOT GLARINGLY OBVIOUS TO ANYONE ELSE?