Just had a long, tedious conversation with my insurer where I tried adding and removing different security devices to try to reduce my premium and something interesting came up.
If I install a £300 Datatool alarm/immobiliser my insurance goes down £70 a year.
If I install a £68 Datatag, my insurance goes down £70 a year.
If I have both then my insurance still only goes down by £70 a year. (Which seems a bit stupid).
Has anyone installed Datatag themselves?
What I’ve read on Datatag seems pretty light on installation documentation.
I think you need to express that as a percentage, £70.00 off my premium would bring it down to £63.00
What they’re saying is there is a cap on security related discounts and whether you get Datatooled or Datatagged or Datatooled and Datatagged you’ll reach the capped discount limit.
Well, I’m a new rider, living in London so mine is considerably more and I want fully comp.
Also I cannot put the Immobiliser IV or the ground anchor on as security devices because they aren’t portable and I cannot use them 100% of the time.
We’re talking circa £500 p.a.
At least I’m over 40, with a clean license though- I’d imagine it would be considerably more otherwise.
Data tag is very simple to do, that’s why it’s sold as a DIY kit, you have a stencil you wipe over the fluid and a cylinder applicator that you dab the dots on with on all your panels, you also used to get (not sure if you still do) a little transponder that you inject into the seat and it works like a dog microchip.
Datatag is pretty easy to install (done it myself recently), just a bit laborious (1-2h). No idea how useful it is though, but let’s hope we’ll never need to actually use it