You may recall back in early June I told the story of how some idiot had banged my car which was parjked outside my house whilst he was reversing into a parking space.
20 years living here, never had an issue until this idiot decided that he would show us all how not to park.
Anyway, I did not claim because the criteria did not fit the definition of an accident and the scuff mark polished out, but idiot in his panic phoned his insurance company (there was quite a bit of damage to his car mind) which is owned by my insurance company who in turn phoned me and I had to go through everything chapter and verse.
I did make it quite clear it was not my intention to claim as there was nothing to claim for, but I did add a footnote that if it affected my premiums, then I would be making a claim to recover my increase in premiums as it was unreasonable to regard me as an increased risk when I was not in the car and the car was parked and stationary at the time.
Anyway, yesterday, insurance renewal comes through.
I have a multi car policy for mine and the Mrs car and surprise surprise, the premium had increased by nearly £200 on last years policy.
So, a quick shop around online using the comparison sites and I found several quoting cheaper than I paid last year, so I phoned my insurance to let them know that I would not be renewing and why I would not be renewing and guess what?..
They matched the new quotes meaning that to renew the insurance for both cars is cheaper this year than last with enhanced features included in the cover.
As far as I am concerned, a result as it means I do not have to mess around getting proof of no claims, setting up new direct debits and so on.
In the same post was my renewal for Green Flag, They had increased the annual premium by £30.
So again, a quick shop around and as a new customer I could get the same level of cover £40 cheaper.
So another phone call with the new quote in front of me and guess what? “Oh we will match that!”
So why not do it in the first place? I asked.
It is all computer generated was the reply.
Load of [email protected] thoght I, but hey ho, another saving made and no need to mess around with changing anything.
I hate insurance companies