Few days ago, a black cab driver knocked me off my new R6 at London Bridge by pulling out of a stopping area onto my line without putting on a signal and taking my right of way. I smashed into him and flew off my bike with my head into a van standing on the right lane. Luckily I wasnt going fast as I came just 20m earlier from a red light, but despite got a broken finger, whiplash and bruises all over, and even worse a pretty damaged bike.
I called my insurance broker principal insurance and they have now mandated Bromiley Holcraft Solicitors to work on my case from a legal side whil Plantec Holdings will evalate the damage on my bike and repair it eventually (once liability has been determined)
Now, obviously whoever you will speak to I assume they will act in their own interest not neccessarily in yours. So the first question is are Bromiley and Plantec really the best you can get? Or should I ask my insurer to mandate other parties? I heard White Dalton being good solicitors, but when I mentioned it to principal insurance they knew them and menioned Bromiley would be better. For someone being new to the insurance world, one is just as good as the other.
Second, I was offered a replacemen bike for the time that my bike is getting evaluated and repaired. I was hesitant to acccept it but principal insurance assured me it would be at no extra cost, the worst case scenario could be it ends up 50/50 and I have to pay a capped amount of GBP 600 for the rented bike, so I agreed as I feel the other party should definitely compensate me for not having a bike because of his fault. However, now I have my doubts whether I should really take it on as I dont want to incure any potential extra costs for myself. Would you recommend it? Principal insurance said they consider it as a 100% case for me…
I will go to court if the other party will not offer 100%. I want my baby back in perfect condition and compensation for the injuries and time of not having a bike while the sun is shining and I could be out there.
I would much appreciate if you guys could share your experiences and drop perhaps a few lines of advise.
And watch out for cabs and busses!! I could give a lot of other examples where other ppl got knocked off their bikes and bicyclces by those reckless drivers.
All the best