Most of the banks provide various services with personal bank accounts. I’ve found this to be extremely good value, as it usually about £10 per month, and includes many other benefits, such as extended warranties.
I’ve been using this for years. It strikes me as much better value. My current one gives full European RAC cover (covers myself and my partner in any vehicle) and family medical cover in Europe and various other bits and bobs like phone cover, airport lounge access, and free entry to various things like the Royal Academy and English Heritage.
I used the RAC cover for a car breakdown two years ago and I couldn’t fault it. They flat-bedded my car back from Yorkshire to my preferred independent specialist in Herts and offered us a hire car for the duration of our weekend. The technician attending told me a recovery like will probably cost the RAC £3,000 in total. Having full cover is so much better than ‘pull you off the motorway’ cover.
Used them three times and happy with each. When my oil seal went on a Sunday ride out, they took me home and came back Monday to drop bike at garage. Another was flat battery which the fire up and a puncture which they repaired (£10) so l could rejoin the ride. Each time turned up within hour (SOS Motorcycles). Best point is whatever you or your partner is driving is covered and they will take you home whatever the mileage
Autoaid is very cheap. They take a while to answer the phone but once you get through and ghet all teh details booked in they use SOS motorcycles to recover you which is far quicker than the trailer/dolly AA uses. They do any size bike and I bought mine on Groupon for £34. They always have deals on there. You are covered not the bike and no age limits. Ive been very impressed with them.
I have it with my bank account too and I think it’s a no-brainer considering all the extra stuff you get. £12 a month for the breakdown cover, travel insurance, phone insurance, other things that I don’t know about. I used the breakdown cover back in March and I think it was the AA that attended and got me started by the roadside. I’m not sure on the actual level of cover provided with my account.